# POST /credit/api/getInstallmentCountsByUtid

**Resource:** [Instalments](../resources/Instalments.md)
**Service that returns min/max installment counts applicable to the transaction for a given UTID**
**Operation ID:** `getInstallmentCountsByUtid`

Retrieves the installment counts and limits for a credit card transaction identified by UTID. Returns minimum and maximum installment counts, deferring month limits, MCC-based limits, profile-based limits, and transaction details (amount, date, description). Adjusts MaxInstallmentCount and MaxDeferringMonthCount if the transaction occurs in an emergency city.

## Request Body

Get Installment Counts By Utid Request

**Required:** Yes

**Content Types:** `application/json`

**Schema:** [GetInstallmentCountsByUtidRequest](../schemas/Get/GetInstallmentCountsByUtidRequest.md)

## Responses

| Status | Description |
|--------|-------------|
| 200 | Success |
| 400 | (reference) |
| 404 | (reference) |
| 500 | (reference) |

**Success Response Schema:**

[GetInstallmentCountsByUtidResponse](../schemas/Get/GetInstallmentCountsByUtidResponse.md)

