# POST /credit/api/getInstallmentCountsByUtidNew

**Resource:** [Instalments](../resources/Instalments.md)
**Service that returns installment options applicable to a transaction for a given UTID**
**Operation ID:** `getInstallmentCountsByUtidNew`

Retrieves the installment counts and limits for a credit card transaction identified by UTID using the new DCIC logic. Returns minimum and maximum installment counts, deferring month limits, MCC-based limits, profile-based limits, and transaction details (amount, date, description). Adjusts MaxInstallmentCount and MaxDeferringMonthCount if the transaction occurs in an emergency city. Unlike the previous version, this method fetches the installment info directly from the DCIC new repository without querying the full customer transaction details.

**Part of:**

- <a href="https://apiportal.dgpays.com/journeys/capabilities#s-epp-credit" target="_parent">Journey 03 · Enabling additional capabilities</a> — step 1, Purchase conversion (EPP)

## Request Body

Get Installment Counts By Utid Request

**Required:** Yes

**Content Types:** `application/json`

**Schema:** [GetInstallmentCountsByUtidRequest](../schemas/Get/GetInstallmentCountsByUtidRequest.md)

## Responses

| Status | Description |
|--------|-------------|
| 200 | Success |
| 400 | (reference) |
| 404 | (reference) |
| 500 | (reference) |

**Success Response Schema:**

[GetInstallmentCountsByUtidResponse](../schemas/Get/GetInstallmentCountsByUtidResponse.md)

