# POST /credit/api/createIndividualCard

**Resource:** [Card issuance and personalisation](../resources/Card-issuance-and-personalisation.md)
**Individual Credit Card creation service**
**Operation ID:** `createIndividualCard`

Creates a new individual credit card for a customer. Supports digital and physical cards, multiple accounts, addresses, auto payment, permissions, and optional card miscellaneous options. Returns card reference, shadow card number, masked card number, and sensitive card data if applicable.

**Part of:**

- <a href="https://apiportal.dgpays.com/journeys/launch#s-credit" target="_parent">Journey 01 · Launching a new card product</a> — step 4, Issue the card

## Request Body

Create Individual Card Request

**Required:** Yes

**Content Types:** `application/json`

**Schema:** [CreateIndividualCardRequest](../schemas/Create/CreateIndividualCardRequest.md)

## Responses

| Status | Description |
|--------|-------------|
| 200 | Success |
| 400 | (reference) |
| 404 | (reference) |
| 500 | (reference) |

**Success Response Schema:**

[CreateIndividualCardResponse](../schemas/Create/CreateIndividualCardResponse.md)

